Since its opening on March 25, mortgages from KHFC have been originated at a steady pace: a total of 204.4 billion won had been originated as of April 9. Hana Bank originated by far the largest volume of 98.5 billion won, followed by Woori Bank (23.5 billion won) and Kookmin Bank (24.4 billion won) Among non-banking financial institutions, Samsung Life Insurance has so far recorded 10.9 billion won. Average mortgage amount: 71 million won. Average price of house (used as collateral): 133 million won. Average LTV: 58% These figures attest to the contribution being made by KHFC to the homeownership of low- and mid-income families, who represent the greatest part of actual demand for homes.